{"id":4123,"date":"2024-11-12T16:02:55","date_gmt":"2024-11-12T07:02:55","guid":{"rendered":"https:\/\/kangkul.com\/?p=4123"},"modified":"2024-11-12T16:02:55","modified_gmt":"2024-11-12T07:02:55","slug":"%ed%96%87%ec%82%b4%eb%a1%a0%ec%9e%90%ea%b2%a9%ec%a1%b0%ea%b1%b4","status":"publish","type":"post","link":"https:\/\/kangkul.com\/%ed%96%87%ec%82%b4%eb%a1%a0%ec%9e%90%ea%b2%a9%ec%a1%b0%ea%b1%b4\/","title":{"rendered":"\ud587\uc0b4\ub860\uc790\uaca9\uc870\uac74"},"content":{"rendered":"<p class=\"css-xooebo\">\ud587\uc0b4\ub860\uc740 \uc800\uc2e0\uc6a9\uc790\uc640 \uc18c\ub4dd\uc774 \ub0ae\uc740 \ubd84\ub4e4\uc744 \uc704\ud55c \ub300\ucd9c \uc0c1\ud488\uc73c\ub85c, \ub9ce\uc740 \ubd84\ub4e4\uc774 \uc7ac\uc815\uc801\uc778 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\uc744 \ub54c \ud070 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc5b4\uc694. \uc624\ub298\uc740 \ud587\uc0b4\ub860\uc758 \uc790\uaca9\uc870\uac74\uacfc \uc2e0\uccad \ubc29\ubc95, \uadf8\ub9ac\uace0 \uc7a5\ub2e8\uc810\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\ub3c4\ub85d \ud560\uac8c\uc694.<\/p>\n<p><!-- \uac15\uade4\ud504\ub808\uc2a4 \ub300\ucd9c\ubc84\ud2bc --><\/p>\n<p><center><a class=\" mybluebtn\" href=\"https:\/\/kangkul.com\/%ec%9e%90%ec%98%81%ec%97%85%ec%9e%90-%ea%b3%a0%ec%9a%a9%eb%b3%b4%ed%97%98%eb%a3%8c-%ec%a7%80%ec%9b%90\/\">\uc790\uc601\uc5c5\uc790 \uace0\uc6a9\ubcf4\ud5d8\ub8cc \uc9c0\uc6d0<\/a><\/center>&nbsp;<\/p>\n<p><center><a class=\" mybluebtn\" href=\"https:\/\/kangkul.com\/%ec%a0%80%eb%a6%ac-%ec%a0%95%ec%b1%85%ec%9e%90%ea%b8%88-%eb%8c%80%ec%b6%9c-%ed%99%95%eb%8c%80\/\">\uc800\ub9ac \uc815\ucc45\uc790\uae08 \ub300\ucd9c \ud655\ub300<\/a><\/center>&nbsp;<\/p>\n<p><center><a class=\" mybluebtn\" href=\"https:\/\/kangkul.com\/%ec%86%8c%ec%83%81%ea%b3%b5%ec%9d%b8-%ed%8c%90%eb%a1%9c-%ec%a7%80%ec%9b%90\/\">\uc18c\uc0c1\uacf5\uc778 \ud310\ub85c \uc9c0\uc6d0<\/a><\/center><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 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\uc790\uaca9\uc870\uac74<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/kangkul.com\/%ed%96%87%ec%82%b4%eb%a1%a0%ec%9e%90%ea%b2%a9%ec%a1%b0%ea%b1%b4\/#%ED%96%87%EC%82%B4%EB%A1%A0_%EC%8B%A0%EC%B2%AD_%EB%B0%A9%EB%B2%95\" title=\"\ud587\uc0b4\ub860 \uc2e0\uccad \ubc29\ubc95\">\ud587\uc0b4\ub860 \uc2e0\uccad \ubc29\ubc95<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/kangkul.com\/%ed%96%87%ec%82%b4%eb%a1%a0%ec%9e%90%ea%b2%a9%ec%a1%b0%ea%b1%b4\/#%ED%96%87%EC%82%B4%EB%A1%A0%EC%9D%98_%EC%9E%A5%EC%A0%90%EA%B3%BC_%EB%8B%A8%EC%A0%90\" title=\"\ud587\uc0b4\ub860\uc758 \uc7a5\uc810\uacfc \ub2e8\uc810\">\ud587\uc0b4\ub860\uc758 \uc7a5\uc810\uacfc \ub2e8\uc810<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/kangkul.com\/%ed%96%87%ec%82%b4%eb%a1%a0%ec%9e%90%ea%b2%a9%ec%a1%b0%ea%b1%b4\/#%ED%96%87%EC%82%B4%EB%A1%A0_%EA%B4%80%EB%A0%A8_%EB%A7%81%ED%81%AC\" title=\"\ud587\uc0b4\ub860 \uad00\ub828 \ub9c1\ud06c\">\ud587\uc0b4\ub860 \uad00\ub828 \ub9c1\ud06c<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"css-19dngpc\"><span class=\"ez-toc-section\" id=\"%ED%96%87%EC%82%B4%EB%A1%A0%EC%9D%98_%EA%B0%9C%EC%9A%94\"><\/span>\ud587\uc0b4\ub860\uc758 \uac1c\uc694<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"css-xooebo\">\ud587\uc0b4\ub860\uc740 \uc815\ubd80\uc5d0\uc11c \uc9c0\uc6d0\ud558\ub294 \uc11c\ubbfc\uae08\uc735 \uc0c1\ud488\uc73c\ub85c, \uc800\uc2e0\uc6a9\uc790\uc640 \uc18c\ub4dd\uc774 \ub0ae\uc740 \ubd84\ub4e4\uc774 \uae08\uc735\uae30\uad00\uc5d0\uc11c \ub300\ucd9c\uc744 \ubc1b\uae30 \uc5b4\ub824\uc6b4 \uc0c1\ud669\uc5d0\uc11c \ub3c4\uc6c0\uc744 \uc8fc\uae30 \uc704\ud574 \ub9cc\ub4e4\uc5b4\uc84c\uc5b4\uc694. \uc774 \ub300\ucd9c\uc740 \uc8fc\ub85c \uc0dd\uacc4\ube44\ub098 \uae34\uae09\ud55c \uc790\uae08\uc774 \ud544\uc694\ud560 \ub54c \uc720\uc6a9\ud558\uac8c \uc0ac\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud587\uc0b4\ub860\uc740 \ub300\ucd9c \ud55c\ub3c4\uac00 \uc815\ud574\uc838 \uc788\uc73c\uba70, \uc774\uc790\uc728\ub3c4 \uc0c1\ub300\uc801\uc73c\ub85c \ub0ae\uc740 \ud3b8\uc774\uc5d0\uc694.<\/p>\n<p><!-- \uc560\ub4dc\uc13c\uc2a4 \uad11\uace0 \ucf54\ub4dc --><br \/>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9493159575516789\" crossorigin=\"anonymous\"><\/script><br \/>\n<!-- \ub514\uc2a4\ud50c\ub808\uc774 \ubc18\uc751\ud615 \uc9c0\ud53c\ud2f0 \ud3ec\uc2a4\ud305 --><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-9493159575516789\" data-ad-slot=\"2984437438\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><br \/>\n<script>\n(adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n<h2 class=\"css-19dngpc\"><span class=\"ez-toc-section\" id=\"%ED%96%87%EC%82%B4%EB%A1%A0_%EC%9E%90%EA%B2%A9%EC%A1%B0%EA%B1%B4\"><\/span>\ud587\uc0b4\ub860 \uc790\uaca9\uc870\uac74<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"css-xooebo\">\ud587\uc0b4\ub860\uc744 \uc2e0\uccad\ud558\uae30 \uc704\ud574\uc11c\ub294 \uba87 \uac00\uc9c0 \uc790\uaca9\uc870\uac74\uc774 \ud544\uc694\ud574\uc694. \uba3c\uc800, \uc5f0\uc18c\ub4dd\uc774 3,500\ub9cc\uc6d0 \uc774\ud558\uc774\uac70\ub098 \uac1c\uc778\uc2e0\uc6a9\ud3c9\uc810\uc774 \ud558\uc704 20%\uc5d0 \ud574\ub2f9\ud574\uc57c \ud574\uc694. \uc790\uc601\uc5c5\uc790\uc758 \uacbd\uc6b0\uc5d0\ub294 \uc5f0\uc18c\ub4dd\uc774 4,500\ub9cc\uc6d0 \uc774\ud558\uc77c \ub54c \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \ub9cc 19\uc138 \uc774\uc0c1\uc758 \ub300\ud55c\ubbfc\uad6d \uad6d\ubbfc\uc774\uc5b4\uc57c \ud558\uba70, \uc18c\ub4dd\uc99d\ube59\uc774 \uac00\ub2a5\ud55c \uacbd\uc6b0\uc5d0 \ud55c\ud574 \uc2e0\uccad\uc774 \uac00\ub2a5\ud574\uc694.<\/p>\n<p class=\"css-xooebo\">\uc790\uc138\ud55c \uc790\uaca9\uc870\uac74\uc740 <a class=\"css-15r9a61\" href=\"https:\/\/www.kinfa.or.kr\/financialProduct\/employeeHessalLoan.do\" target=\"_blank\" rel=\"noopener\">\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0<\/a>\uc5d0\uc11c \ud655\uc778\ud560 \uc218 \uc788\uc5b4\uc694.<\/p>\n<h2 class=\"css-19dngpc\"><span class=\"ez-toc-section\" id=\"%ED%96%87%EC%82%B4%EB%A1%A0_%EC%8B%A0%EC%B2%AD_%EB%B0%A9%EB%B2%95\"><\/span>\ud587\uc0b4\ub860 \uc2e0\uccad \ubc29\ubc95<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"css-xooebo\">\ud587\uc0b4\ub860 \uc2e0\uccad\uc740 \uac04\ub2e8\ud574\uc694. \uba3c\uc800, \ud544\uc694\ud55c \uc11c\ub958\ub97c \uc900\ube44\ud574\uc57c \ud574\uc694. \uc77c\ubc18\uc801\uc73c\ub85c \ud544\uc694\ud55c \uc11c\ub958\ub294 \uc2e0\ubd84\uc99d, \uc18c\ub4dd\uc99d\ube59\uc11c\ub958, \uadf8\ub9ac\uace0 \ub300\ucd9c\uc2e0\uccad\uc11c\uac00 \uc788\uc5b4\uc694. \uc774\ud6c4, \uac00\uae4c\uc6b4 \uae08\uc735\uae30\uad00\uc5d0 \ubc29\ubb38\ud558\uac70\ub098 \uc628\ub77c\uc778\uc73c\ub85c \uc2e0\uccad\ud560 \uc218 \uc788\uc5b4\uc694. \uc2e0\uccad \ud6c4\uc5d0\ub294 \uc2ec\uc0ac\ub97c \uac70\uccd0 \ub300\ucd9c \uc5ec\ubd80\uac00 \uacb0\uc815\ub418\uba70, \ub300\ucd9c\uc774 \uc2b9\uc778\ub418\uba74 \ub300\ucd9c\uae08\uc744 \ubc1b\uc744 \uc218 \uc788\uc5b4\uc694.<\/p>\n<p class=\"css-xooebo\">\uc2e0\uccad \ubc29\ubc95\uc5d0 \ub300\ud55c \ub354 \uc790\uc138\ud55c \uc815\ubcf4\ub294 <a class=\"css-15r9a61\" href=\"https:\/\/www.banksalad.com\/articles\/%EC%A0%80%EC%8B%A0%EC%9A%A9%EC%9E%90-%EB%8C%80%EC%B6%9C-%EC%B0%BE%EA%B3%A0-%EC%9E%88%EB%8A%94-%EB%8B%B9%EC%8B%A0%EC%9D%B4-%EA%BC%AD-%EC%95%8C%EC%95%84%EC%95%BC-%ED%95%A0-%ED%96%87%EC%82%B4%EB%A1%A0-%EC%B4%9D%EC%A0%95%EB%A6%AC\" target=\"_blank\" rel=\"noopener\">\ubc45\ud06c\uc0d0\ub7ec\ub4dc<\/a>\uc5d0\uc11c \ud655\uc778\ud574\ubcf4\uc138\uc694.<\/p>\n<p><!-- \uc560\ub4dc\uc13c\uc2a4 \uad11\uace0 \ucf54\ub4dc --><br \/>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9493159575516789\" crossorigin=\"anonymous\"><\/script><br \/>\n<!-- \ub514\uc2a4\ud50c\ub808\uc774 \ubc18\uc751\ud615 \uc9c0\ud53c\ud2f0 \ud3ec\uc2a4\ud305 --><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-client=\"ca-pub-9493159575516789\" data-ad-slot=\"2984437438\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins><br \/>\n<script>\n(adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n<h2 class=\"css-19dngpc\"><span class=\"ez-toc-section\" id=\"%ED%96%87%EC%82%B4%EB%A1%A0%EC%9D%98_%EC%9E%A5%EC%A0%90%EA%B3%BC_%EB%8B%A8%EC%A0%90\"><\/span>\ud587\uc0b4\ub860\uc758 \uc7a5\uc810\uacfc \ub2e8\uc810<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"css-xooebo\">\ud587\uc0b4\ub860\uc758 \uac00\uc7a5 \ud070 \uc7a5\uc810\uc740 \ub0ae\uc740 \uc774\uc790\uc728\uacfc \ub300\ucd9c \ud55c\ub3c4\uac00 \uc0c1\ub300\uc801\uc73c\ub85c \ub192\ub2e4\ub294 \uc810\uc774\uc5d0\uc694. \ub610\ud55c, \uc2e0\uc6a9\uc774 \ub0ae\uc740 \ubd84\ub4e4\ub3c4 \uc2e0\uccad\ud560 \uc218 \uc788\uc5b4 \ub9ce\uc740 \ubd84\ub4e4\uc774 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc5b4\uc694. \ud558\uc9c0\ub9cc \ub2e8\uc810\uc73c\ub85c\ub294 \ub300\ucd9c \ud55c\ub3c4\uac00 \uc81c\ud55c\uc801\uc774\ub77c\ub294 \uc810\uacfc, \ub300\ucd9c \uc2ec\uc0ac \uacfc\uc815\uc5d0\uc11c \uc2dc\uac04\uc774 \uc18c\uc694\ub420 \uc218 \uc788\ub2e4\ub294 \uc810\uc774 \uc788\uc5b4\uc694.<\/p>\n<h2 class=\"css-19dngpc\"><span class=\"ez-toc-section\" id=\"%ED%96%87%EC%82%B4%EB%A1%A0_%EA%B4%80%EB%A0%A8_%EB%A7%81%ED%81%AC\"><\/span>\ud587\uc0b4\ub860 \uad00\ub828 \ub9c1\ud06c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"css-xooebo\">\ud587\uc0b4\ub860\uc5d0 \ub300\ud55c \ub354 \ub9ce\uc740 \uc815\ubcf4\ub97c \uc6d0\ud558\uc2e0\ub2e4\uba74 \uc544\ub798\uc758 \ub9c1\ud06c\ub97c \ucc38\uace0\ud574\ubcf4\uc138\uc694:<\/p>\n<ul class=\"css-1qbz4xy\">\n<li class=\"css-85qrqt\"><a class=\"css-15r9a61\" href=\"https:\/\/www.banksalad.com\/articles\/%ED%96%87%EC%82%B4%EB%A1%A0-%EC%9C%A0%EC%8A%A4-%EC%95%B1%EC%BB%B7-%ED%9B%84%EA%B8%B0-%EB%B6%80%EA%B2%B0-%EC%8B%A0%EC%9A%A9%EC%A0%90%EC%88%98\" target=\"_blank\" rel=\"noopener\">\ud587\uc0b4\ub860 \uc720\uc2a4 \ucd1d\uc815\ub9ac<\/a><\/li>\n<li class=\"css-85qrqt\"><a class=\"css-15r9a61\" href=\"https:\/\/sbloan.ibksb.co.kr\/ibk\/loan\/loan_01_01.jsp\" target=\"_blank\" rel=\"noopener\">\ud587\uc0b4\ub860 \uac04\ud3b8\ub300\ucd9c<\/a><\/li>\n<\/ul>\n<p class=\"css-xooebo\">\ud587\uc0b4\ub860\uc740 \uc7ac\uc815\uc801\uc778 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\ub294 \ubd84\ub4e4\uc5d0\uac8c \ud070 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub294 \uc0c1\ud488\uc774\uc5d0\uc694. \uc790\uaca9\uc870\uac74\uc744 \uc798 \ud655\uc778\ud558\uace0, \ud544\uc694\ud55c \uc11c\ub958\ub97c \uc900\ube44\ud558\uc5ec \uc2e0\uccad\ud574\ubcf4\uc138\uc694. \uc5ec\ub7ec\ubd84\uc758 \uc7ac\uc815\uc801 \uc548\uc815\uc5d0 \ub3c4\uc6c0\uc774 \ub418\uae38 \ubc14\ub78d\ub2c8\ub2e4! \ud83d\ude0a<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud587\uc0b4\ub860\uc740 \uc800\uc2e0\uc6a9\uc790\uc640 \uc18c\ub4dd\uc774 \ub0ae\uc740 \ubd84\ub4e4\uc744 \uc704\ud55c \ub300\ucd9c \uc0c1\ud488\uc73c\ub85c, \ub9ce\uc740 \ubd84\ub4e4\uc774 \uc7ac\uc815\uc801\uc778 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\uc744 \ub54c \ud070 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc5b4\uc694. \uc624\ub298\uc740 \ud587\uc0b4\ub860\uc758 \uc790\uaca9\uc870\uac74\uacfc \uc2e0\uccad \ubc29\ubc95, \uadf8\ub9ac\uace0 \uc7a5\ub2e8\uc810\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\ub3c4\ub85d \ud560\uac8c\uc694. \uc790\uc601\uc5c5\uc790 \uace0\uc6a9\ubcf4\ud5d8\ub8cc \uc9c0\uc6d0&nbsp; \uc800\ub9ac \uc815\ucc45\uc790\uae08 \ub300\ucd9c \ud655\ub300&nbsp; \uc18c\uc0c1\uacf5\uc778 \ud310\ub85c \uc9c0\uc6d0 \ud587\uc0b4\ub860\uc758 \uac1c\uc694 \ud587\uc0b4\ub860\uc740 \uc815\ubd80\uc5d0\uc11c \uc9c0\uc6d0\ud558\ub294 \uc11c\ubbfc\uae08\uc735 \uc0c1\ud488\uc73c\ub85c, \uc800\uc2e0\uc6a9\uc790\uc640 \uc18c\ub4dd\uc774 \ub0ae\uc740 \ubd84\ub4e4\uc774 \uae08\uc735\uae30\uad00\uc5d0\uc11c \ub300\ucd9c\uc744 \ubc1b\uae30 &#8230; <a title=\"\ud587\uc0b4\ub860\uc790\uaca9\uc870\uac74\" class=\"read-more\" href=\"https:\/\/kangkul.com\/%ed%96%87%ec%82%b4%eb%a1%a0%ec%9e%90%ea%b2%a9%ec%a1%b0%ea%b1%b4\/\" aria-label=\"Read more about \ud587\uc0b4\ub860\uc790\uaca9\uc870\uac74\">Read 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